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Your Complete Guide To Home Buying

Home Buying

What Does it Mean to be Under Contract in Real Estate?

What Does it Mean to be Under Contract in Real Estate?

What does Under Contract Mean? Under contract or contingent in real estate refers to a seller accepting a buyer’s offer, but the sale is not yet complete. Before a transaction…

Written by J Michael Manley Team

December 23, 2022

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Home Buying Process in 13 Steps

Home Buying Process in 13 Steps

Print Your Copy 13 Steps Involved in the Home Buying Process Buying a home is one of the biggest purchases, if not the biggest, you will make in your life and…

Written by J Michael Manley Team

July 12, 2022

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Things To Do To Improve Your Chances of Getting Approved For A Mortgage

Things To Do To Improve Your Chances of Getting Approved For A Mortgage

Before getting a home loan, lenders have to dig all documents that can prove your financial suitability. While there are no guarantees that you’ll get approved for a loan, there…

Written by J Michael Manley Team

December 22, 2019

No Comments
How Much House Can I Afford in Greenville, South Carolina?

How Much House Can I Afford in Greenville, South Carolina?

“How Much House Can I Afford?” This is probably one of the first questions that pop up into your head when you thought about buying a home. If you are thinking…

Written by J Michael Manley Team

February 26, 2017

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Benefits of Working With a Buyer’s Agent

Benefits of Working With a Buyer’s Agent

What are the benefits of working with a buyer’s agent? Buying a home is probably one of the most complicated processes you’ll ever encounter in all your buying experiences. It’s…

Written by J Michael Manley Team

June 27, 2016

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Costs To Consider When Buying A Home

Costs To Consider When Buying A Home

Buying a home is probably one, if not the largest, financial transactions you will make in your life that’s why it’s best to learn about the process of home buying…

Written by J Michael Manley Team

June 6, 2016

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Preparing Your Budget for Homeownership

Preparing Your Budget for Homeownership

Buying a home is one of the biggest financial decisions you’re going to make in your life that’s why it’s important to know if you are financially ready to make…

Written by J Michael Manley Team

May 16, 2016

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What Is Pre-approval And Why Do You Need It

What Is Pre-approval And Why Do You Need It

In today’s competitive market, before you go house hunting, it is always better to be ‘armed.’ House hunting before getting pre-approved for a loan is like riding a car without…

Written by J Michael Manley Team

December 15, 2015

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First Time Home Buying

How To Buy A Home For The First Time

How To Buy A Home For The First Time

Buying a home for the first time can be a daunting task, but with the right preparation and guidance, it can also be an exciting and rewarding experience. Here are…

Written by J Michael Manley Team

December 26, 2022

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First-Time Home Buyer Checklist

First-Time Home Buyer Checklist

First time home buyers face a lot of issues ranging from choosing a location to reconciling their budget with the available homes in the market, not to mention getting the…

Written by J Michael Manley Team

July 8, 2019

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10 Must Do’s for First Time Home Buyers

10 Must Do’s for First Time Home Buyers

10 Must Do’s for First Time Home Buyers Think it’s about time to buy your own home? Hold that thought and ask yourself “Is it really time for me to…

Written by J Michael Manley Team

November 5, 2016

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Local and National Mortgage Programs for First Time Home Buyers

Local and National Mortgage Programs for First Time Home Buyers

Buying a home can be an exciting and challenging experience especially if you are a first time home buyer. Seeing that buying a home is one of the biggest…

Written by J Michael Manley Team

July 20, 2016

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10 First Time Home Buyers’ Most Commonly Asked Questions

10 First Time Home Buyers’ Most Commonly Asked Questions

If this is your first time buying a home you probably have a lot of questions in mind regarding the whole process of home buying. There are a lot of…

Written by J Michael Manley Team

September 30, 2015

1 Comment

Guide To Buying Your First Home

Guide To Buying Your First Home

First Time Home Buying Guide One of the biggest and most difficult decisions you’ll ever make in your life is buying your first home. There are many things and processes…

Written by J Michael Manley Team

July 22, 2022

Mortgage & Finance

What Home Buyers Should Know During The Mortgage Process

What Home Buyers Should Know During The Mortgage Process

So you’ve gotten your preliminary loan preapproval letter, gone out with your Buyer’s Agent to visit several properties, and finally found the home you want to purchase. Now what? Once…

Written by J Michael Manley Team

September 8, 2019
Important Questions To Ask Your Lender

Important Questions To Ask Your Lender

Important Questions To Ask Your Lender Before you commit to a loan it is important that you ask these questions to your potential mortgage lender. How much can I borrow…

Written by J Michael Manley Team

September 1, 2019

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What Factors Affect Your Credit Score?

What Factors Affect Your Credit Score?

Many of us are oblivious to our credit scores and often times only pay attention to it when circumstances such as buying a home, a car, or opening a business…

Written by J Michael Manley Team

October 7, 2016

No Comments
How Much Money Should You Have Before Buying a House?

How Much Money Should You Have Before Buying a House?

For many, one of the hurdles in home buying is getting finances together to cover the initial cost of homeownership. Even loans with little or no down payment require money…

Written by J Michael Manley Team

July 18, 2016

No Comments
What Is The Right Type of Mortgage For You?

What Is The Right Type of Mortgage For You?

Part of the buying process involves getting a mortgage loan. Just as you look for a home that best fit your real estate needs, it’s equally important to look for…

Written by J Michael Manley Team

June 19, 2016

No Comments
Hiring A Credit Repair Agency To Improve Bad Credit

Hiring A Credit Repair Agency To Improve Bad Credit

DIY Or Hiring A Credit Repair Agency Having the words bad and credit score in the same line is like having a nightmare. No one dreams of having a bad…

Written by J Michael Manley Team

June 4, 2016

No Comments
What Credit Score Is Needed To Buy A Home

What Credit Score Is Needed To Buy A Home

Your credit score is the biggest factor in determining whether you’ll qualify for a loan and what kind of interest rate you’ll pay. Unless you’re paying cash for a new…

Written by J Michael Manley Team

May 27, 2016

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Got Low Credit Rating? Here’s How You Can Improve Your Credit Score In 6-12 Months

Got Low Credit Rating? Here’s How You Can Improve Your Credit Score In 6-12 Months

It is already given that having a poor credit score can hamper a home buyer’s chances of getting qualified for a mortgage loan. If this is your case, don’t be…

Written by J Michael Manley Team

May 22, 2016

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Real Estate Tools

Greenville Real Estate Market Statistics

Greenville Real Estate Market Statistics

Greenville, SC Real Estate Market Today Here’s the latest update on the Greenville real estate market. This page is updated every month to keep a running archive of Greenville’s real…

Written by J Michael Manley Team

March 18, 2023
Greater Greenville Real Estate Best Buys

Greater Greenville Real Estate Best Buys

Greenville Best Buys If you are looking to find the best buys for Greenville real estate, you have come to the right page! Search all Greenville real estate best buy…

Written by J Michael Manley Team

January 12, 2021
Mortgage Refinance Calculator

Mortgage Refinance Calculator

How much can refinancing your mortgage save you? Find out the quick and easy way with this free refinance calculator. Mortgage Refinance Calculator

Written by J Michael Manley Team

May 17, 2020
How Much House Can I Afford?

How Much House Can I Afford?

If you are looking to buy a house, you have probably asked yourself this question: How much house can I afford? Looking at your financial situation and weighing if you…

Written by J Michael Manley Team

February 20, 2017
Real Estate Attorneys and Lenders Selection

Real Estate Attorneys and Lenders Selection

Real Estate Attorneys Bradley K. Richardson, PC is a law firm dedicated to the practice of real estate law in the Upstate of South Carolina. Bradley K. Richardson, P.C. represents clients…

Written by J Michael Manley Team

October 9, 2015

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Buy vs. Rent: Advantages of Buying a Home in Greenville, SC

Buy vs. Rent: Advantages of Buying a Home in Greenville, SC

Are you looking to move to the Greenville area? If so, you are probably considering renting a home in Greenville. While renting may be an excellent option for some, buying…

Written by J Michael Manley Team

February 24, 2023

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What Does it Mean to be Under Contract in Real Estate?

What Does it Mean to be Under Contract in Real Estate?

What does Under Contract Mean? Under contract or contingent in real estate refers to a seller accepting a buyer’s offer, but the sale is not yet complete. Before a transaction…

Written by J Michael Manley Team

December 23, 2022

No Comments
Homeownership Provides an Alternative to Rising Rents in Greenville, SC

Homeownership Provides an Alternative to Rising Rents in Greenville, SC

Are you one of the many renters considering where to live when your next lease ends? It’s not good news but the long-term outlook for rental prices doesn’t look promising.…

Written by J Michael Manley Team

October 8, 2022

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More Listings Are Coming On Greenville SC Housing Market

More Listings Are Coming On Greenville SC Housing Market

Inventory of Homes for Sale in Greenville SC Increasing Greenville SC real estate market is shifting in a more buyer-friendly direction. With existing home sales continuing to soften and pending…

Written by J Michael Manley Team

September 18, 2022

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Down Payment Assistance Program That Benefits Homebuyers To Get A Home

Down Payment Assistance Program That Benefits Homebuyers To Get A Home

Buying a home is a big financial decision for many people. However, many people find it difficult to buy a house even if they have a good job. In a…

Written by J Michael Manley Team

September 10, 2022

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Buying A Home In Greenville Is More Affordable Than Renting

Buying A Home In Greenville Is More Affordable Than Renting

Buying a home is more affordable than renting and can provide a better financial advantage. If you are considering moving to Greenville, SC, you may be wondering if it’s wiser…

Written by J Michael Manley Team

August 28, 2022

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Home Buying Process in 13 Steps

Home Buying Process in 13 Steps

Print Your Copy 13 Steps Involved in the Home Buying Process Buying a home is one of the biggest purchases, if not the biggest, you will make in your life and…

Written by J Michael Manley Team

July 12, 2022

No Comments
5 Things That Affect Your Credit Score

5 Things That Affect Your Credit Score

As we have seen how mortgage rates have increased dramatically in the last few months, home buyers on a tight budget have lost some of their buying power. Rising interest…

Written by J Michael Manley Team

July 11, 2022

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Mortgage Rates Update: Rates Rise to a 12-Year High

Mortgage Rates Update: Rates Rise to a 12-Year High

Mortgage rates continued a steady rise this month, hitting their highest level last seen in more than a decade. The average rate on a 30-year mortgage is 5.11%, in the…

Written by J Michael Manley Team

April 25, 2022

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Upstate Housing Market Continues To Favor Sellers

Upstate Housing Market Continues To Favor Sellers

Shopping for a new home in Greenville most likely will give you a little headache as demand for homes continues to outpace supply. WHNS, a Fox-affiliated TV station serving the…

Written by J Michael Manley Team

March 10, 2022

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Mortgage Rates Update: Rates Rise to Levels Last Seen in December 2019

Mortgage Rates Update: Rates Rise to Levels Last Seen in December 2019

For the first time since December 2019, mortgage rates have risen above 4 percent. The average rate on a 30-year mortgage is 4.01%, according to Bankrate.com. This is the highest…

Written by J Michael Manley Team

February 11, 2022

No Comments
Is 2022 A Good Time To Buy A House?

Is 2022 A Good Time To Buy A House?

Some buyers are concerned about buying at the top of the real estate market Are you thinking about buying a home today but having doubts? There are some home buyers…

Written by J Michael Manley Team

February 8, 2022

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Housing Market Is So Hot Right Now, Buyers Are Priced Out Of The Market

Housing Market Is So Hot Right Now, Buyers Are Priced Out Of The Market

With homes selling at a record pace in the 2nd quarter of the year, buyers are frustrated with being outbid The Upstate is not the only market seeing a record-breaking…

Written by J Michael Manley Team

April 28, 2021

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Things To Know Before You Make A Big Purchase While Buying A Home

Things To Know Before You Make A Big Purchase While Buying A Home

When you officially applied for a mortgage, you’ll have to be cautious about your spending more than ever until you close on the home. People think that once they are…

Written by J Michael Manley Team

April 11, 2021

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Mortgage Rates Drop Below 3% Spuring Home Buying and Refinancing

Mortgage Rates Drop Below 3% Spuring Home Buying and Refinancing

With mortgage rates falling below 3 percent for the first time in a half-century last week, thanks to Federal Reserve Policy, more first time home buyers and homeowners are likely…

Written by J Michael Manley Team

July 19, 2020

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Mortgage Rates Fell Another Record Low, Homebuyer Mortgage Applications Hit The Highest Volume in 11-years

Mortgage Rates Fell Another Record Low, Homebuyer Mortgage Applications Hit The Highest Volume in 11-years

Homebuyer mortgage application spikes to the highest level in more than 11 years, as mortgage rates fell another record low, according to Mortgage Bankers Association. Mortgage rates fell to another…

Written by J Michael Manley Team

June 17, 2020

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Buying a Home Safely in the Time of COVID-19

Buying a Home Safely in the Time of COVID-19

Your safety is important to us. That’s why we take the necessary steps to provide you a safer environment. Here is what we are doing to make sure you are…

Written by J Michael Manley Team

April 27, 2020

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COVID 19 Response & Real Estate Information

COVID 19 Response & Real Estate Information

We at the J.Michael Manley Team care for your health and safety. We are monitoring events as they unfold and are making decisions on how to best protect our clients,…

Written by J Michael Manley Team

April 4, 2020

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Hands-free Home Buying or Selling Amidst COVID-19

Hands-free Home Buying or Selling Amidst COVID-19

Your Safety Is Important To Us We at the J.Michael Manley Team are doing our best to keep our customers, agents, and staff healthy and safe while managing day to…

Written by J Michael Manley Team

March 14, 2020

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Mortgage Rates Drop Ahead of Spring Selling Season

Mortgage Rates Drop Ahead of Spring Selling Season

Mortgage Rates Drop Rates hit an 8-year low in February and are pushed lower amid coronavirus fears. The 30-year fixed-rate mortgage averaged hit 3.23%, down from 3.45% last week according to…

Written by J Michael Manley Team

February 29, 2020

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The Housing Crisis of 2020

The Housing Crisis of 2020

A challenging year for home buyers 2020 will be a challenging year for the housing market as a number of experts forecast that the housing shortage could become the worst…

Written by J Michael Manley Team

February 1, 2020

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January Is The New Home-Buying Hot Season

January Is The New Home-Buying Hot Season

We all know that spring is traditionally the busiest buying season. From March to May, throngs of home buyers are flooding open houses while during the holiday season, the real…

Written by J Michael Manley Team

January 5, 2020

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Things To Do To Improve Your Chances of Getting Approved For A Mortgage

Things To Do To Improve Your Chances of Getting Approved For A Mortgage

Before getting a home loan, lenders have to dig all documents that can prove your financial suitability. While there are no guarantees that you’ll get approved for a loan, there…

Written by J Michael Manley Team

December 22, 2019

No Comments
Mortgage Mistakes to Avoid

Mortgage Mistakes to Avoid

Searching for the right home is already a challenge; going through the mortgage application is another one, that’s why it is best to best to be prepared to avoid financial…

Written by J Michael Manley Team

December 8, 2019

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Why It’s Good To Buy A Home In The Fall

Why It’s Good To Buy A Home In The Fall

It’s well-known that spring and summer are considered the best time to buy a home. Fall often gets overlooked, and many potential home buyers think that this time of year…

Written by J Michael Manley Team

October 27, 2019

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Renting vs. Buying a Home

Renting vs. Buying a Home

Buying or Renting a Home: Which is best for you? Should you buy or rent? It’s a big decision and there are pros and cons to each option. Buying a…

Written by J Michael Manley Team

October 20, 2019

No Comments
What Home Buyers Should Know During The Mortgage Process

What Home Buyers Should Know During The Mortgage Process

So you’ve gotten your preliminary loan preapproval letter, gone out with your Buyer’s Agent to visit several properties, and finally found the home you want to purchase. Now what? Once…

Written by J Michael Manley Team

September 8, 2019
First-Time Home Buyer Checklist

First-Time Home Buyer Checklist

First time home buyers face a lot of issues ranging from choosing a location to reconciling their budget with the available homes in the market, not to mention getting the…

Written by J Michael Manley Team

July 8, 2019

No Comments
Spec Homes vs Custom-built Homes

Spec Homes vs Custom-built Homes

Spec Homes vs Custom-built Homes When it comes to building a new home, buyers are can choose between custom homes and spec homes (move-in ready). Each has its pros and…

Written by J Michael Manley Team

June 30, 2019

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The Advantages of Buying a Home on a Larger Lot

The Advantages of Buying a Home on a Larger Lot

The Advantages of Buying a Home on a Larger Lot The advantages and drawbacks of buying a home on a larger lot depend on whether the home you are…

Written by J Michael Manley Team

June 16, 2019

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The Need for Affordable Housing in the Upstate, SC

The Need for Affordable Housing in the Upstate, SC

The Need for Affordable Housing Buying real estate has become more expensive nowadays compared to how homes were priced in the last decade. Today, the median sales price of houses…

Written by J Michael Manley Team

May 19, 2019

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Awesome Food Events to Devour This Spring

Awesome Food Events to Devour This Spring

Trivia How much is this home in Travelers Rest? 3 beds, 2.5 baths, 2299 sq.ft. Great floor plan, 2 story home with wrap-around porch, master on the 2nd level with…

Written by J Michael Manley Team

April 20, 2019

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Buying a New Construction?

Buying a New Construction?

Trivia Guess home much this new construction home in Greenville, SC is? Location: Greenville, SC 3 beds, 2.5 bath, 1600-1799 sq.ft. High-Quality home by local builder with attention to detail.…

Written by J Michael Manley Team

March 24, 2019

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Home Builders Ramp Up Incentives to Attract Home Buyers

Home Builders Ramp Up Incentives to Attract Home Buyers

Home builders are battling for buyers as competition forces home prices down Home builders have always offered home buyers deals, but in times when the housing market is slowing down…

Written by J Michael Manley Team

November 24, 2018

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VA Home Loans: Home Buying Process for Veterans and Active-Duty Military Members

VA Home Loans: Home Buying Process for Veterans and Active-Duty Military Members

The U.S. has over 1.3 million active-duty personnel in addition to millions of veterans, reserve personnel, and National Guard members. Most of these servicemen believe in homeownership, so much so…

Written by J Michael Manley Team

November 3, 2018

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Heroes, You Are Invited!

Heroes, You Are Invited!

Here at the J Michael Manley Team we have deep gratitude for those who serve. The men and women who serve and have served our country and communities deserve more…

Written by J Michael Manley Team

October 28, 2018

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Pitfalls of Buying a New Construction Home

Pitfalls of Buying a New Construction Home

Many home buyers are choosing to buy new construction homes for reasons that there is a lot of flexibility to put personal signature on these homes, they are more energy…

Written by J Michael Manley Team

September 25, 2018

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Mortgage Rates Spike to 7-Year High: What Should Homebuyers Do?

Mortgage Rates Spike to 7-Year High: What Should Homebuyers Do?

Mortgage rates increased again bringing some lenders to the highest levels in nearly 7 years, according to Bankrate’s survey of large lenders, as homebuyers are faced with increased costs to…

Written by J Michael Manley Team

May 16, 2018

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Buying a Home Under the New Tax Rules

Buying a Home Under the New Tax Rules

The new tax law, officially known as Tax Cuts and Jobs Act (TCJA), provides generally lower tax rates for many U.S. taxpayers, but how will the new tax laws affect the…

Written by J Michael Manley Team

April 27, 2018

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Greenville SC Real Estate Appreciation by Zip Code

Greenville SC Real Estate Appreciation by Zip Code

Zip Code Median Listing Price Per Square Footage Increase 2015 2018* 29661 $58 $133 129.3% 29601 $83 $169 103.6% 29605 $61 $101 65.6% 29615 $71 $115 62.0% 29617 $59 $92…

Written by J Michael Manley Team

April 6, 2018

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Should I Buy a House Now or Wait?

Should I Buy a House Now or Wait?

We are trudging through the first quarter of the year, and you may be one of the many would-be home buyers asking the same question – should I buy a…

Written by J Michael Manley Team

November 4, 2017

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What’s the Cost of Renting vs. Owning in Greenville SC?

What’s the Cost of Renting vs. Owning in Greenville SC?

To Rent or To Buy? This is the question most people will face at one point of their life. It may be the biggest financial decision one will make and…

Written by J Michael Manley Team

May 13, 2017

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Is it more expensive to rent or buy a home in Greenville SC?

Is it more expensive to rent or buy a home in Greenville SC?

If you’re thinking about moving to Greenville, SC, you’re probably wondering how much the cost of living is, the cost of housing or is it more expensive to rent or…

Written by J Michael Manley Team

May 6, 2017

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Dilapidated Home Sells For Unbelievable Three-quarters of a Million!

Dilapidated Home Sells For Unbelievable Three-quarters of a Million!

You know the market is hot when you see buyers competing for a property where the only livable room is the bathroom. You might think with the house’s dilapidated state,…

Written by J Michael Manley Team

April 21, 2017

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Tips For Buying a Home in a Seller’s Market

Tips For Buying a Home in a Seller’s Market

Tips For Buying a Home in a Seller’s Market If you’ve decided to buy a Greenville home this spring, your challenge will not only be finding the right home but also beating…

Written by J Michael Manley Team

April 10, 2017

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Buying A Home This Spring? Expect It To Be Tougher

Buying A Home This Spring? Expect It To Be Tougher

Be prepared for a tough time buying a home this year especially if you are first-time home buyer With rising prices and mortgage rates, buying a home is going to…

Written by J Michael Manley Team

April 7, 2017

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Things You Need To Know Before Building A New Home

Things You Need To Know Before Building A New Home

Building a new home can be overwhelming for many home buyers. Whether it is your first time to build a new home or you’ve gone through it before, the…

Written by J Michael Manley Team

March 11, 2017

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Why Do Home Inspection on New Construction Home in Greenville SC?

Why Do Home Inspection on New Construction Home in Greenville SC?

A lot of people ask- why do you need a home inspection on a brand new home? The county’s inspecting it to get that certificate of occupancy and they’ll stop…

Written by J Michael Manley Team

March 8, 2017

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How Much House Can I Afford in Greenville, South Carolina?

How Much House Can I Afford in Greenville, South Carolina?

“How Much House Can I Afford?” This is probably one of the first questions that pop up into your head when you thought about buying a home. If you are thinking…

Written by J Michael Manley Team

February 26, 2017

No Comments
7 Reasons Why You Should Buy a New Construction Home

7 Reasons Why You Should Buy a New Construction Home

Why You Should Buy a New Construction Home Buying a new home offers many benefits. Here’s a list of reasons why you should buy a new construction home and why…

Written by J Michael Manley Team

February 26, 2017

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Why Moving to Greenville, SC Is A Smart Idea

Why Moving to Greenville, SC Is A Smart Idea

While cosmopolitan cities like Los Angeles, New York, and Miami seem to get all the national fame, the fact of the matter is that there are other exciting places to…

Written by J Michael Manley Team

February 25, 2017

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Tax Credits and Deductions Every Homeowner Should Know

Tax Credits and Deductions Every Homeowner Should Know

Update: With the passage of the Tax Cuts and Job Act (TCJA) in Dec 2017. Tax incentives for homeowners have dramatically changed. Click here to see what has changed: Buying a…

Written by J Michael Manley Team

December 30, 2016

No Comments
10 Must Do’s for First Time Home Buyers

10 Must Do’s for First Time Home Buyers

10 Must Do’s for First Time Home Buyers Think it’s about time to buy your own home? Hold that thought and ask yourself “Is it really time for me to…

Written by J Michael Manley Team

November 5, 2016

No Comments
How to Know If You Are Ready to Buy a Home?

How to Know If You Are Ready to Buy a Home?

Buying a Home? These Questions Will Let You Know If You Are Ready Who doesn’t dream of owning your own home? For many people, owning a house is a major financial…

Written by J Michael Manley Team

October 17, 2016

No Comments
What Factors Affect Your Credit Score?

What Factors Affect Your Credit Score?

Many of us are oblivious to our credit scores and often times only pay attention to it when circumstances such as buying a home, a car, or opening a business…

Written by J Michael Manley Team

October 7, 2016

No Comments
10 Commonly Used Mortgage Lingo Homebuyers Should Know

10 Commonly Used Mortgage Lingo Homebuyers Should Know

Ever read a contract where most of the terminologies make you want to scratch your head? The mortgage lingo is no different from the rest of the law or tech…

Written by J Michael Manley Team

September 18, 2016

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Family Friendly Neighborhoods in Greenville, SC Area

Family Friendly Neighborhoods in Greenville, SC Area

With so many great neighborhoods in the greater Greenville area, it’s hard to know which ones are the most family friendly neighborhoods. Each neighborhood has its own charms but which…

Written by J Michael Manley Team

September 14, 2016

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What You Should Know Before Making Large Deposits While Buying a Home

What You Should Know Before Making Large Deposits While Buying a Home

Large Deposits Can Jeopardize Your Mortgage Approval It is already a common knowledge that when you applied for a mortgage, every nook and cranny of your financial state will be…

Written by J Michael Manley Team

August 2, 2016

No Comments
Is Rent-to-Own Home a Good Idea?

Is Rent-to-Own Home a Good Idea?

What is Rent-to-Own? Sometimes you are faced with a situation where you want to buy a home but you either have a low credit score or you don’t have enough money to…

Written by J Michael Manley Team

July 30, 2016

No Comments
How Much Money Should You Have Before Buying a House?

How Much Money Should You Have Before Buying a House?

For many, one of the hurdles in home buying is getting finances together to cover the initial cost of homeownership. Even loans with little or no down payment require money…

Written by J Michael Manley Team

July 18, 2016

No Comments
Benefits of Working With a Buyer’s Agent

Benefits of Working With a Buyer’s Agent

What are the benefits of working with a buyer’s agent? Buying a home is probably one of the most complicated processes you’ll ever encounter in all your buying experiences. It’s…

Written by J Michael Manley Team

June 27, 2016

No Comments
What Is The Right Type of Mortgage For You?

What Is The Right Type of Mortgage For You?

Part of the buying process involves getting a mortgage loan. Just as you look for a home that best fit your real estate needs, it’s equally important to look for…

Written by J Michael Manley Team

June 19, 2016

No Comments
When is Renting or Buying a Home Right For You?

When is Renting or Buying a Home Right For You?

Should You Rent or Buy A Home? You probably had asked this question yourself. Would buying a home make more financial sense than renting a home? Buying a home is one of the…

Written by J Michael Manley Team

June 10, 2016

No Comments
Costs To Consider When Buying A Home

Costs To Consider When Buying A Home

Buying a home is probably one, if not the largest, financial transactions you will make in your life that’s why it’s best to learn about the process of home buying…

Written by J Michael Manley Team

June 6, 2016

No Comments
Hiring A Credit Repair Agency To Improve Bad Credit

Hiring A Credit Repair Agency To Improve Bad Credit

DIY Or Hiring A Credit Repair Agency Having the words bad and credit score in the same line is like having a nightmare. No one dreams of having a bad…

Written by J Michael Manley Team

June 4, 2016

No Comments
What Credit Score Is Needed To Buy A Home

What Credit Score Is Needed To Buy A Home

Your credit score is the biggest factor in determining whether you’ll qualify for a loan and what kind of interest rate you’ll pay. Unless you’re paying cash for a new…

Written by J Michael Manley Team

May 27, 2016

No Comments
How To Save For A Down Payment On Your First Home

How To Save For A Down Payment On Your First Home

How To Save For A Down Payment And How Much Money Would You Need? One of the biggest challenges of home buying is saving for a down payment and for…

Written by J Michael Manley Team

May 20, 2016

No Comments
Preparing Your Budget for Homeownership

Preparing Your Budget for Homeownership

Buying a home is one of the biggest financial decisions you’re going to make in your life that’s why it’s important to know if you are financially ready to make…

Written by J Michael Manley Team

May 16, 2016

No Comments
9 Things Home Buyer Shouldn’t Do During the Buying Process

9 Things Home Buyer Shouldn’t Do During the Buying Process

What are the best ways to get your mortgage loan approved? You are almost there, you know how much you can afford and you have found the right home, now…

Written by J Michael Manley Team

March 28, 2016

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Interested in Buying a Foreclosure? Here are the Pros and Cons

Interested in Buying a Foreclosure? Here are the Pros and Cons

Are you thinking of buying a foreclosure? Buying a foreclosed home is a little different from buying a resale and while home buyers may be able to get deals on…

Written by J Michael Manley Team

January 25, 2016

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First Time Home Buyers Get Closing Assistance From Fannie Mae

First Time Home Buyers Get Closing Assistance From Fannie Mae

Are you a first time home buyer? In case you haven’t heard yet, Fannie Mae is offering closing assistance of up to 3% when you buy a home listed…

Written by J Michael Manley Team

January 5, 2016

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7 STEPS TO BUYING A HOME

7 STEPS TO BUYING A HOME

Buying a home can be a long and complex process, but being informed about what you need to do can give you a leg up. Home buying typically involves going…

Written by J Michael Manley Team

November 9, 2015

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10 First Time Home Buyers’ Most Commonly Asked Questions

10 First Time Home Buyers’ Most Commonly Asked Questions

If this is your first time buying a home you probably have a lot of questions in mind regarding the whole process of home buying. There are a lot of…

Written by J Michael Manley Team

September 30, 2015

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